Loan Policies

Borrowing items

Use an active Midland County Public Library card to check out print materials from the library. Most items are eligible for a loan period of 21 days, or three weeks, and may be renewed one time only. Each library card has a checkout limit of up to 40 items at a time.

Items eligible for checkout include:

  • Up to 40 books for 21 days
  • Up to 5 audiobooks for 21 days
  • Up to 5 MP3 audiobooks for 21 days
  • Up to 5 DVDs for 7 days
  • Up to 5 Playaway audiobooks for 21 days
  • Up to 1 video game for 7 days
  • Up to 1 Playaway Launchpad for 7 days (Available for adult cards only)
  • Up to 1 Playaway View for 7 days (Available for adult cards only)
  • Up to 1 Bookpack for 7 days (Available for adult cards only)

In order to provide a variety of materials to everyone, we ask that you limit book selections to:

  • Five books about a single topic
  • Five books by a single author
  • Five items in a fiction series

Cardholders may also borrow digital materials, including e-books, e-audiobooks, e-magazines, movies, TV shows, and music. To learn more, visit the Digital Resources page.

Overdue Items & Fees

Midland County Public Libraries do not charge late fees for overdue items. A temporary block will be placed on your account if an item is overdue. Once the item returns, the block will be removed and all library privileges returned. If there are overdue items on a minor borrower card, the responsible adult borrower card and any subsequent card linked to that account will be placed in a temporary block. 

Fees are applicable if an item has been lost and/or damaged.

fees for lost or damaged materials

Items that cannot be returned to the library’s collection are charged to the borrower’s account in addition to a processing fee in the amount of $5.00. 

Payment Methods 

MCPL accepts the following forms of payment:

  • Cash
  • Check

If making a payment by check, the name on the check must match the name of the account the fee is under. If the fee is under a minor’s account, the parent or guardian responsible for the minor may write a check. 

REfunds for lost items

MCPL does not issue immediate refunds. If a lost item is found within 30 days from payment, cardholders have the right to request a refund check. The returned item(s) must be accompanied by the receipt. A Check Request Form is available at the Circulation desk. Midland County will process the request, and a check will be mailed to the applicant. 

Processing fees are nonrefundable. 

Interlibrary Loan

Items not owned by MCPL may be borrowed from another library through our Interlibrary Loan (ILL) service. ILL is a service that is free of charge, except on the occasion that the lending library charges a fee or postage is required. Cardholders must agree to these charges prior to ordering. To request materials to be purchased or to request items through ILL, please visit the Request Materials page.